Est. Over Two Decades
We have seen every market cycle. We have closed transactions that others declined to attempt.
Rothbury Finance has operated at the intersection of private credit and corporate finance for over two decades. We have seen every market cycle. We have closed transactions that others declined to attempt.
The conventional lending market is built for conventional transactions. Products are designed around the lender's balance sheet, credit models calibrated to the average, and timelines set by internal committee. None of that reflects the reality of how opportunities emerge and close.
Rothbury Finance was founded on a different premise: that sophisticated clients deserve sophisticated capital partners — ones who understand the nuance of a transaction, the sensitivity of the counterparties, and the urgency that most deals carry.
We are independent. We hold no preferred lender relationships that would distort our advice. We earn our position by delivering outcomes — structured correctly, priced fairly, and executed without delay.
Two decades of client transactions have deepened our lender relationships and sharpened our understanding of where capital sits, when it moves, and on what terms it can be deployed. That knowledge is what we bring to every enquiry.
No tied lender agreements. No volume targets. Our only obligation is to find the right capital, at the right price, for your specific situation.
Every enquiry, every negotiation, every drawdown is handled with complete confidentiality. Your counterparties are never exposed without your explicit consent.
We translate credit markets into plain terms. You will always know exactly where you stand, what is achievable, and what it will cost — before you commit to anything.
The transactions that serve clients best are those structured with the next one in mind. We take a longitudinal view of every relationship.
When timing is everything, we move first. When structure is everything, we think first. When discretion is everything, we say nothing.
We are selective about what we take on. Every enquiry that reaches our desk receives genuine attention. We do not generate volume by accepting everything — we build reputation by resolving the complex.
Before we approach a single lender, we spend time understanding the full picture — the borrower, the asset, the timeline, the sensitivity. A poorly matched approach wastes time and can damage a transaction's prospects. We do not make that mistake.
Most capital structures have more than one viable form. We identify the options, model the implications, and advise on the approach most likely to achieve the strongest terms — whether that is senior debt, mezzanine, equity, or a layered combination.
The period between term sheet and drawdown is where most transactions stall. We remain engaged throughout — managing lender requirements, coordinating legal timelines, and resolving the friction points that accumulate in complex closings.
Your enquiry is never shared with lenders without your explicit instruction to proceed.
Transaction details, counterparty identities, and pricing terms remain entirely confidential throughout the process and after completion.
We operate on a named basis only when you have confirmed readiness to proceed with a specific lender.
No marketing, no case studies, no public disclosure — without written permission from each client.
Our team operates under strict internal protocols. The right hand does not know what the left is working on unless the client requires it.
Many of our clients have come to us after a poorly handled approach to the market exposed their intentions prematurely. In credit, information is currency. We treat it accordingly.
Our approach is to operate on a need-to-know basis at every stage. Lenders are approached anonymously where possible. Named approaches are made only when a client has confirmed a clear preference and genuine intention to proceed.
We have never publicised a client transaction without permission. We have never will.
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